TERMS OF SERVICE – DOPPLE DECENTRALIZED STABLECOIN SWAP PROTOCOL

2.1 Unconditional Agreement:

By accessing, interacting with, or deriving benefit from the Platform, you irrevocably agree to these Terms under the laws of the Cayman Islands.

2.2 Electronic Consent:

Use of the Platform constitutes electronic acceptance under the Cayman Islands Electronic Transactions Law (2003), equivalent to a written signature.

2.3 Updates & Modifications:

Dopple reserves the right to amend these Terms at any time. Continued use after updates constitutes acceptance. Users are solely responsible for reviewing Terms periodically.

3.1 Non-Custodial Protocol:

Dopple is a non-custodial, decentralized protocol. Users retain full control of private keys and assets. Dopple does not hold, manage, or transact user funds.

3.2 "As Is" Provision:

The Platform is provided "AS IS," "WITH ALL FAULTS," and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to:

• Fitness for Purpose: No guarantee the Platform meets user expectations or operates without interruption.
• Security: No assurance against hacks, exploits, or vulnerabilities in smart contracts, frontend interfaces, blockchain networks, or third-party dependencies (e.g., oracles, bridges).
• Accuracy: Exchange rates, liquidity metrics, and transaction outcomes are approximate and subject to latency, slippage, or market manipulation.

3.3 Third-Party Risks:

Users assume all risks from integrated third-party protocols (e.g., wallets, cross-chain bridges, liquidity pools).

Dopple disclaims liability for losses caused by stablecoin depegging, token insolvency, rug pulls, or governance attacks on third-party protocols.

4.1 Not a Licensed Entity:

Dopple is not registered with the Cayman Islands Monetary Authority (CIMA) as a securities dealer, mutual fund, or financial advisor.

4.2 No Custody or Management:

Dopple cannot freeze, recover, or reverse transactions. Users bear sole responsibility for asset security.

No expectation of returns, yields, or profits exists. Stablecoins may lose value or become illiquid.

4.3 No Endorsement:

Dopple does not endorse, audit, or verify the legitimacy of any stablecoin, liquidity pool, or third-party protocol.

5.1 Assumption of Risk:

By using Dopple, you irrevocably accept the following risks:

• Smart Contract Vulnerabilities: Code bugs, consensus-layer attacks, or exploits (e.g., reentrancy, flash loan attacks).
• Regulatory Risks: Changes to Cayman Islands or international laws affecting DeFi, stablecoins, or blockchain transactions.
• Technical Failures: Network congestion, wallet incompatibility, or blockchain forks.
• Market Risks: Impermanent loss, depegging events, or liquidity pool insolvency.

5.2 Compliance Obligations:

Users must comply with all applicable laws, including but not limited to:

• Cayman Islands Proceeds of Crime Law (2020 Revision) (anti-money laundering).
• United Nations Sanctions Regulations and OFAC sanctions.
• Tax reporting obligations in their jurisdiction.

Dopple may restrict access to users in prohibited jurisdictions (e.g., Cuba, North Korea) but assumes no duty to enforce such restrictions.

5.3 Security Obligations:

Users must secure private keys, hardware wallets, and devices. Dopple is not liable for losses from phishing, malware, or user negligence.

6.1 Exclusion of Liability:

To the fullest extent permitted under Cayman Islands law, Dopple, its developers, contributors, affiliates, and token holders disclaim all liability for:

• Direct, indirect, incidental, or consequential damages (e.g., lost profits, data breaches).
• Losses arising from force majeure events (e.g., war, regulatory crackdowns, blockchain network failures).

6.2 Liability Cap:

In jurisdictions where liability cannot be excluded, Dopple's aggregate liability is capped at KYD 0.00 (zero Cayman Islands Dollars).

6.3 Waiver of Legal Recourse:

• No Class Actions: Users waive the right to participate in class-action lawsuits, consolidated claims, or representative proceedings.
• Arbitration Mandate: All disputes must be resolved via binding arbitration under the Cayman Islands Arbitration Law (2012).
• Waiver of Jury Trials: Users irrevocably waive the right to a trial by jury in any jurisdiction.

6.4 Sovereign Immunity:

If Dopple is deemed a decentralized autonomous organization (DAO), users waive claims against all participants, including developers, token holders, and liquidity providers.

7.1 Illicit Use:

Prohibited activities include but are not limited to:

• Money laundering, terrorism financing, or sanctions evasion under Cayman Islands Anti-Money Laundering Regulations (2020).
• Exploiting MEV (Miner Extractable Value), flash loans, oracle manipulation, or front-running.
• Reverse-engineering, hacking, or disrupting the Platform's smart contracts or infrastructure.

7.2 Consequences of Violations:

• Immediate Termination: Access to the Platform may be revoked without notice.
• Asset Forfeiture: Funds involved in illicit activity may be permanently frozen.
• Reporting Obligations: Dopple may disclose user activity to Cayman Islands authorities, including the Financial Reporting Authority (FRA).

8.1 Jurisdiction:

• These Terms are governed by the laws of the Cayman Islands, excluding conflicts of law principles.
• Users submit to the exclusive jurisdiction of Cayman Islands courts for non-arbitrable disputes.

8.2 Arbitration Process:

• Arbitration Body: Disputes resolved via the Cayman Islands Arbitration Centre (CIAC) under CIAC Rules.
• Seat of Arbitration: Arbitration is seated in George Town, Cayman Islands, and conducted in English.
• Costs: Users bear all arbitration fees, including legal expenses, unless otherwise mandated by CIAC.

8.3 Time Bar:

Claims must be filed within 60 days of the incident giving rise to the dispute.

9.1 Survival Clause:

Sections 3 (Disclaimers), 5 (User Responsibilities), 6 (Liability Waivers), 7 (Prohibited Activities), 8 (Governing Law), and 9 (Miscellaneous) survive termination of these Terms.

9.2 Severability:

If any provision is deemed unenforceable, the remainder of the Terms remain fully valid.

9.3 Force Majeure:

Dopple is not liable for disruptions caused by events beyond its control, including but not limited to:

• Regulatory actions by CIMA or foreign governments.
• Blockchain network halts, forks, or consensus failures.
• Acts of God, pandemics, or cyberwarfare.

9.4 Entire Agreement:

These Terms constitute the entire agreement between Users and Dopple, superseding all prior oral or written agreements.